ABOUT.  Columbus Ohio Bankruptcy Attorney Christian Donovan files Chapter 7 and Chapter 13 Bankruptcy for residents of Central, Ohio.   Mr. Donovan is an experienced bankruptcy attorney with the law firm of Luper Neidenthal  Logan, LPA, located downtown Columbus in the LeVeque tower at 50 West Broad St., Suite 1200.  Attorney Donovan can answer your questions and assist you with obtaining a fresh start through bankruptcy.  Common questions include: Can I keep my house if I file bankruptcy?  How long will bankruptcy effect my credit?  How long does the bankruptcy process take?  Should I file Chapter 7 bankruptcy or Chapter 13 bankruptcy?  For answers to these bankruptcy related questions, and more, please review the FAQs section for many answers to your bankruptcy related questions. 

Attorney Donovan’s primary objective as a bankruptcy attorney is to ensure that his clients obtain the relief they need from debt so that they can sleep better at night and begin saving for the future, typically by filing  either Chapter 7 or Chapter 13 bankruptcy. Many times Attorney Donovan’s clients can file Chapter 7 Bankruptcy and complete what is called a no-asset case if the individual has relatively little equity in a home or car.  The Chapter 7 process can be completed in just a few months.  Other times, when a client has a large amount of equity in a home or has disposable monthly income after deducting monthly expenses (not including unsecured debt payments), a Chapter 13 Bankruptcy may be more appropriate.  A Chapter 13 Bankruptcy generally requires the debtor to repay a percentage of their debt over a 5 year period.

SHOULD I FILE FOR BANKRUPTCY?
Many factors go into determining the appropriate Bankruptcy Chapter that you should file under, and Attorney Donovan can recommend the bankruptcy chapter right for your unique circumstances.  Some issues to consider include how much equity you have in your home, if any, whether you have sufficient income to repay a portion of your debts, whether you have made any recent transfer of assets, and whether you have incurred any recent debt.  All of these factors and more can impact whether you file bankruptcy, what Chapter of bankruptcy you can file under, and when you should file your bankruptcy case.  Please contact attorney Donovan directly for an initial consultation at (614) 229-4476.

 

WHAT SERVICES SHOULD I EXPECT AS PART OF MY BANKRUPTCY?
As part of Attorney Donovan’s bankruptcy services he will meet with each client to determine whether bankruptcy is right for them, and if bankruptcy is appropriate, he will help the client determine which bankruptcy chapter to file under.  Once the decision has made to file for bankruptcy, Attorney Donovan will inform the client of the various financial information that must be provided to complete your bankruptcy petition.  As is true with most things in life, it takes some work to achieve the desired result, and the same is true of bankruptcy.  It requires participation and work by each client, but with the assistance of Attorney Donovan, the process will be much smoother and common pitfalls avoided.   After your financial information is provided to Mr. Donovan, he will prepare and file your bankruptcy petition.  Once the petition is filed, you will be notified of a date for the 341 Meeting of the Creditors.  Despite its name, creditors generally do not appear at such meetings.  Generally, just the trustee for your case will be present to ask you questions about your assets.  In a Chapter 7 no-asset bankruptcy case, this is generally all that is required of you before receiving your discharge.  In a Chapter 7 asset case, you would be required to cooperate with the trustee and turnover any non-exempt assets.  If you have filed a Chapter 13 bankruptcy case, you would be required to make regular payments to the Trustee over the term of the plan before you receive a discharge.
Bankruptcy Attorney Christian Donovan has an edge on representing clients because of the combination of his experience working for both the court and for private individuals in Central Ohio. This combination of experience and character makes him well suited to aggressively represent clients with their bankruptcy needs.  Please review the articles and FAQs on this website if you would like to learn more about Chapter 7 and Chapter 13 Bankruptcy, or call Attorney Donovan at 614-229-4476 for a free initial phone consultation to determine if bankruptcy may be right for you.